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Wealth Management
August 9, 2024

How to gift money to grandchildren 3>

One of life’s greatest pleasures is seeing your grandchildren grow up. As they mature, however, the weight of responsibility grows – especially regarding money management. As a grandparent, how can you effectively give a “leg…
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Investments
August 6, 2024

Landlord? Why 2024 might be time to diversify 3>

Recent years have not been particularly kind to many UK landlords. Not only did the Coronavirus Act 2020 delay when landlords could evict rogue tenants (resulting in huge losses for some), but various tax benefits…
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Wealth Management
August 2, 2024

Cashflow modelling and visualising your future 3>

What if you could “visualise” your financial future on a graph? Where could life take you if you invested £300 each month into your pension compared to £200 per month? What could happen to your…
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InvestmentsMarket Update
August 1, 2024

Market Update – July 2024 3>

July has witnessed some volatility in developed financial markets, following many months of record highs in 2024. However, markets remain largely positive and unaffected by a stream of significant political events in the Western world.…
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Investments
July 15, 2024

Should you rely on cash? The case for investing 3>

Many people view cash as a “safe” place to put their money. Compared to investing, cash savings appear more stable and secure. However, cash is not risk-free and can incur opportunity costs, which may not…
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Savings
July 12, 2024

Why does the Bank keep holding interest rates? 3>

On 20 June 2024, the Bank of England (BoE) decided to hold interest rates at 5.25%, continuing the level since August 2023. This surprised some analysts who thought that the Monetary Policy Committee might finally…
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Pensions
July 9, 2024

A short guide to private pensions 3>

Private pensions can be powerful retirement planning tools, helping people enjoy a more comfortable and sustainable lifestyle. Yet, there often needs to be more clarity over how they work. In this guide, our Grantham financial…
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Taxation
July 5, 2024

How to navigate income taxes in 2024 3>

Income tax is one of the UK’s three vital revenue streams for the government’s coffers. In 2023-24, it raised £277 billion for the Treasury. Together with VAT and National Insurance (NI) contributions, income tax comprises…
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InvestmentsMarket Update
July 2, 2024

Market Update – June 2024 3>

The UK economy and political landscape experienced some important developments in June. The country elected a Labour government on 4 July, with markets largely calm and welcoming of the change of the guard. Recent inflation…
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Financial Planning
July 1, 2024

The 2024 General Election: What You Need To Know for Your Financial Plan 3>

Whilst your attention may be on the upcoming General Election on 4 July, the UK is not alone in going to the polls. In total, there are set to be 73 national elections around the…
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