Pensions
January 7, 2020

Could You Afford to Live to 100? 3>

Did you know that the first state pension was launched in Europe in the late 1800s, by Otto von Bismark? Cleverly (or deviously), he set the age for collecting it at 70. Given that most…
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Pensions
January 2, 2020

Should I Transfer & Consolidate My Pension? 3>

Generally speaking, our Grantham-based financial advisers here at Castlegate tend to speak with clients about pension transfers for three main reasons. First of all, it might be that your personal or workplace pension scheme...
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Pensions
December 16, 2019

Will the Young Ever Retire? 3>

This content is for information purposes only and should not be taken as financial advice. Every effort has been made to ensure the information is correct and up-to-date at the time of writing. For personalised…
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Pensions
November 25, 2019

4 Pension Planning Pitfalls to Avoid 3>

Organising your pension ahead of time is arguably one of the most important and beneficial decisions you'll ever make. For most people, their pension(s) will form the pillar of their retirement income, which has big…
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Pensions
September 23, 2019

Pensions, Dividends & Retirement: A Short Guide 3>

The word “dividend” is mysterious to many people. Yet the idea is quite simple. You invest your money in a company (or set of companies), and these companies hopefully pay you a share of their…
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Financial Adviser Lincolnshire discusses pensions for the self employed
Pensions
September 9, 2019

Does it pay to Retire Early? 3>

Early retirement is a dream for many people or a dread. It depends on your outlook, financial situation and goals. Some relish the idea of freedom from an employer’s restraints, whilst others love going into…
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Stones on the beach, illustrating choice and variety in investment choices when discussing plans with a financial adviser in Nottingham
Pensions
August 5, 2019

Should You Take Your 25% Tax-Free Lump Sum? 3>

In April 2015, the UK government introduced the “Pension Freedoms”. These new rules to the pensions regime had many far-reaching implications, but one of the big changes was that over-55s were then able to withdraw…
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Pensions
August 1, 2019

How Inflation Can Erode A Pension Plan 3>

Why do things get more expensive over time, and what impact can this have on your savings plan for retirement? Inflation refers to the gradual increase in prices for services and goods, within a particular…
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Pensions
July 25, 2019

How to Mentally Prepare for Retirement 3>

During your career, it isn’t uncommon for Sunday evenings to be a foreboding experience as we look ahead to a week of work. In those moments, the thought of retirement can be blissful. After all,…
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Pensions
June 4, 2019

5 Tips to Help Calculate Your Retirement Income 3>

During your career, working out your income is usually straightforward. For most people, their main source of earnings will be their salary and possibly other income-generating assets, such as dividends, interest and rent from e.g.…
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