Investments
August 1, 2017

Is It Time To Review Your Investments & Savings? 3>

If you have investments and savings it is important you review them on a regular basis to ensure they are performing well and to decide whether it could be beneficial to make changes to your…
Read More
Financial Planning
July 25, 2017

Have you money or other assets abroad? 3>

Recently, the government made changes to international tax compliance regulations that created an obligation on ourselves, as your financial adviser, to tell you: that HMRC will soon be getting data on overseas financial accounts and…
Read More
time in the market
Investments
July 25, 2017

Keep calm and carry on 3>

For the best part of 10 years market linked investments have provided healthy returns. It is inevitable that at some point markets will wobble and the press will be filled with dire warnings of impending…
Read More
Taxation
July 24, 2017

Using a Trust to Reduce Inheritance Tax 3>

Placing your property in a trust will typically mean you no longer own your property and therefore it cannot be included as part of your inheritance tax bill when you die. The property you can…
Read More
Will-Property
Financial Planning
July 17, 2017

Why you Should Make a Will 3>

When you die, your will leaves clear instructions on what should happen to your money, possessions and property, known collectively as your estate. If you die without a will, this will be decided for you…
Read More
Health and Life Insurance
Insurance
July 6, 2017

Types of Health and Life Insurance to Consider 3>

Permanent health insurance, or income protection, is one of the most important types of insurances you can own. Without this valuable cover you could be leaving yourself vulnerable to adverse long-term financial implications for you…
Read More
Residence Nil-Rate Band
Financial Planning
June 2, 2017

What is the Residence Nil-Rate Band? 3>

In April 2017, a new inheritance tax nil-rate band of £100,000 was introduced, this covers the main residence or other qualifying property the deceased lived in when it is passed to descendants. The new residence…
Read More
Guide to Retirement Tax
Taxation
May 26, 2017

A Guide to Retirement Tax 3>

Retirement brings along a lot of changes, such as changes to your routine, to your income and changes to amount of tax you have to pay. As an Independent Financial Adviser in Lincolnshire and across…
Read More
Planning and Funding for Long-Term Care
Financial Planning
May 18, 2017

Planning and Funding for Long-Term Care 3>

Covering the cost of long-term care for you or a relative can be costly, especially if you have not planned for it. For this reason, it is imperative that you consider and implement a plan…
Read More
Collective_Investments
Investments
May 3, 2017

A Guide to Collective Investments 3>

With a collective investment your money is pooled, along with that of other investors to create a large capital sum. Collective investments or unit trusts, investment trusts or open ended investment companies (OEICs) as they…
Read More