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Investments
July 15, 2024

Should you rely on cash? The case for investing 3>

Many people view cash as a “safe” place to put their money. Compared to investing, cash savings appear more stable and secure. However, cash is not risk-free and can incur opportunity costs, which may not…
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Savings
July 12, 2024

Why does the Bank keep holding interest rates? 3>

On 20 June 2024, the Bank of England (BoE) decided to hold interest rates at 5.25%, continuing the level since August 2023. This surprised some analysts who thought that the Monetary Policy Committee might finally…
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Pensions
July 9, 2024

A short guide to private pensions 3>

Private pensions can be powerful retirement planning tools, helping people enjoy a more comfortable and sustainable lifestyle. Yet, there often needs to be more clarity over how they work. In this guide, our Grantham financial…
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Taxation
July 5, 2024

How to navigate income taxes in 2024 3>

Income tax is one of the UK’s three vital revenue streams for the government’s coffers. In 2023-24, it raised £277 billion for the Treasury. Together with VAT and National Insurance (NI) contributions, income tax comprises…
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Investments
July 2, 2024

Market Update – June 2024 3>

The UK economy and political landscape experienced some important developments in June. The country elected a Labour government on 4 July, with markets largely calm and welcoming of the change of the guard. Recent inflation…
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Financial Planning
July 1, 2024

The 2024 General Election: What You Need To Know for Your Financial Plan 3>

Whilst your attention may be on the upcoming General Election on 4 July, the UK is not alone in going to the polls. In total, there are set to be 73 national elections around the…
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In the Community
June 19, 2024

Third Annual Charity Golf Day – Castlegate in the Community 3>

On 5th June 2024, 60 clients and guests hit the fairways at Sleaford Golf Club for our 3rd Castlegate Charity Golf Day. Having assembled in the Clubhouse for breakfast rolls and coffee, golfers were allocated…
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Retirement
June 10, 2024

What makes your “Second Fifty” different from your parents’? 3>

We often hear about how today’s adults “have it different” from their parents. In the 1970s, for example, properties were cheaper relative to earnings, university fees did not exist and women typically relied on their…
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Taxation
June 8, 2024

How to maximise tax-efficient capital gains in 2024 3>

How do you protect your capital gains from needless tax? This question has become more pressing to UK investors since April 2024, when the Government lowered the tax-free capital gain tax (CGT) allowance from £6,000…
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Investments
June 6, 2024

The British ISA – what we know so far 3>

Since the Chancellor announced plans for the British ISA in October 2023, speculation has abounded about what form it might take and which benefits it might offer. Below, our Grantham financial advisers at Castlegate explain…
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