On 8 July 2024, Rachel Reeves delivered her first speech to Parliament as the new UK Chancellor. It will arguably set the tone for the rest of her tenure in the role, highlighting the difficulties of the UK’s economic position and the “painful” decisions that might be required to address them.

One of life’s greatest pleasures is seeing your grandchildren grow up. As they mature, however, the weight of responsibility grows – especially regarding money management. As a grandparent, how can you effectively give a “leg up” to the youngest generation in your family?

Recent years have not been particularly kind to many UK landlords. Not only did the Coronavirus Act 2020 delay when landlords could evict rogue tenants (resulting in huge losses for some), but various tax benefits have also been withdrawn. In particular, landlords can no longer claim tax relief on interest from a buy-to-let (BTL) mortgage.

What if you could “visualise” your financial future on a graph? Where could life take you if you invested £300 each month into your pension compared to £200 per month? What could happen to your earnings (and tax liability) if you pursued a different career path? With cashflow modelling, this kind of visualisation starts to become possible, enabling you to make better decisions about your money based on realistic possible outcomes.