Financial PlanningTaxation
April 28, 2022

The Personal Tax Allowance for 2022/2023 and other key things you should know 3>

With the new tax year upon us, some aspects of taxation have changed. But as several allowances and thresholds have been frozen, the points that have not changed are even more significant. In this guide,…
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Financial Planning
March 28, 2022

Where do cash ISAs fit in a financial plan? 3>

Should you use a cash ISA? Until 6 April 2016, there was a strong argument in favour because tax was imposed on interest generated in most UK regular savings accounts. However, at this point the…
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Financial Planning
March 22, 2022

How to account for rising inflation in 2022 3>

Inflation now stands at its highest point in 30 years – at 5.5% (in the 12 months prior to February). With the cost of living going up in multiple areas of life, many people are…
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Financial Planning
February 7, 2022

How financial rights work within a relationship 3>

How should you manage money within a committed relationship or marriage? What are your financial rights if the relationship goes wrong? The subject of joint finances is a complex one. Everyone does things differently, and…
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Financial Planning
February 1, 2022

Financial planning & state support for the disabled 3>

In the UK, a range of financial support is available for those with disabilities. These can be very helpful when constructing a financial plan for a household. For instance, altering a home so it has…
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Financial PlanningTaxation
January 17, 2022

Estate over £1m? How to mitigate IHT 3>

With inheritance tax (IHT) set at 40% on the value of an individual’s estate over £325,000, it is easy to see why many people need to plan for this now. Today, hundreds of thousands of…
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Financial Planning
December 13, 2021

Your 2021-22 allowance checklist 3>

Christmas is a good stopping-point to evaluate whether you are on-track to get the most from your yearly allowances. Doing so can help you save on tax and put more hard-earned money back into your…
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Financial Planning
December 2, 2021

What is stagflation -and is it coming? 3>

Inflation refers to the rising overall cost of living (goods and services) in an economy. Yet what is “stagflation”, and what impact could it have on your wealth and finances? What is the likelihood of…
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Financial Planning
November 17, 2021

A pre-Christmas money checkup 3>

December is often a difficult month, financially, for households. Not only are expenses higher due to Christmas spending (which can run into the £100s), but January is also a 31-day month; meaning it can feel…
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Financial Planning
October 25, 2021

Costs & taxes to watch in 2021 3>

The UK economy is changing in 2021 as we emerge from the COVID-19 lockdown, and a range of taxes and household bills are heading for transition. In this article, our team here at Castlegate...
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