Pensions
July 25, 2019

How to Mentally Prepare for Retirement 3>

During your career, it isn’t uncommon for Sunday evenings to be a foreboding experience as we look ahead to a week of work. In those moments, the thought of retirement can be blissful. After all,…
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Grandfather with two grandchildren, illustrating the importance of later life planning and drawing upon the wisdom of a financial adviser to help you enjoy retirement
Taxation
July 19, 2019

Planning Your Estate? 5 Tips to Avoid Family Disputes 3>

When it comes to the subject of inheritance, most of us will have heard horror stories about families (even happy ones) being torn apart by arguments over the family wealth. One recent story in The…
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A financial adviser in Lincoln welcomes a new team member
Financial Planning
July 12, 2019

4 Tips to Cut Your Capital Gains Tax 3>

When you sell something at a profit (e.g. company shares), then chances are you will need to factor in a capital gains tax (CGT) on that profit. In the UK there are two main types…
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Savings
July 9, 2019

A Short Guide to Different ISA Types 3>

ISAs (Individual Savings Accounts) are commonly heard about, but not always understood. Introduced in 1999 by the UK government, they are intended to encourage individuals and families to save by offering a tax-free “wrapper” for…
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Financial Planning
June 14, 2019

What should a complete financial plan look like? 3>

Most of us are aware that there are areas of our finances which need sorting out. We think about the credit card debt which needs settling, or the pension we haven’t started yet. Ideally, it…
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Savings
June 7, 2019

Planning Your Future Care Costs: A Short Guide 3>

In 2014 it was estimated that about 350,000 people in England lived in residential care, yet studies suggest that the UK will need almost 200,000 more care home beds by 2035. Considering the UK has…
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Pensions
June 4, 2019

5 Tips to Help Calculate Your Retirement Income 3>

During your career, working out your income is usually straightforward. For most people, their main source of earnings will be their salary and possibly other income-generating assets, such as dividends, interest and rent from e.g.…
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Financial Planning
May 31, 2019

Are you walking into an inheritance tax trap? 3>

As house prices have risen and inflation has gone up, it is estimated that as many as 800,000 UK homes have now surpassed the value of £1m in 2019. That might sound like purely good…
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Insurance
May 27, 2019

Private Medical Insurance: A Short, Simple Guide 3>

Private Medical Insurance (PMI, or sometimes just called “health insurance”) aims to help you cover your costs if you go to a private doctor for treatment. However, given that most of us have access to…
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Guide to Retirement Tax
Pensions
May 21, 2019

My Final Salary Pension: What is it & should I Keep it? 3>

Perhaps you are starting to think about retirement, have spoken to your employer and realised you have a “final salary pension”. What does that mean? Maybe you have gone on to do some research and…
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