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Taxation
November 17, 2021

Can ISAs be protected from IHT? 3>

ISAs (individual savings accounts) can be wonderful “vehicles” for savings and investments. Not only are they very tax-efficient, but the Lifetime ISA (LISA) even offers a government “top up” if you use the funds for…
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News
November 17, 2021

Social media: be wary of bad advice 3>

Facebook, YouTube, Twitter and other social platforms can be a great place to interact with friends and find useful, entertaining content. One problem, however, is the rise of financial influencers (“finfluencers”) on these platforms who…
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Financial Planning
October 25, 2021

Costs & taxes to watch in 2021 3>

The UK economy is changing in 2021 as we emerge from the COVID-19 lockdown, and a range of taxes and household bills are heading for transition. In this article, our team here at Castlegate...
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Wealth Management
October 19, 2021

Gifting vs. leaving an inheritance 3>

The UK has a notoriously complex system when it comes to inheritance tax (IHT). In 2021-22, this levy is certainly significant; typically standing at 40% on the value of assets (in an estate) over £325,000.…
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Pensions
October 12, 2021

Pension tips when retiring abroad 3>

The thought of retiring overseas can be exciting for many people. Better weather, great cuisine and new experiences can be found in many popular expat locations including Spain, Australia, Turkey, Cyprus and Thailand. Expatriating, however,…
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Investments
October 5, 2021

Does value investing work? 3>

Value investing is a distinct investing style that has many famous proponents including Warren Buffett, Charlie Munger and Mohnish Pabrai. The idea is relatively simple: find great businesses with strong fundamentals, whose shares are trading…
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Investments
September 28, 2021

How to prepare for inflation 3>

Inflation is often called the “silent killer” of investments. Even as your investments rise in value, in the background inflation is reducing the value. The Bank of England (BoE) has a target of 2% inflation…
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PensionsSavings
September 23, 2021

Small & big pension pots – do annuities beat drawdown? 3>

Increasingly, investors want to know the impact that their investments are having on the world – not just the returns they generate. “Responsible investing” (sometimes also called ethical and ESG investing – environmental, social and…
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Investments
September 16, 2021

Responsible investing: an introduction 3>

Increasingly, investors want to know the impact that their investments are having on the world – not just the returns they generate. “Responsible investing” (sometimes also called ethical and ESG investing – environmental, social and…
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InvestmentsWealth Management
September 9, 2021

What are cryptocurrencies really worth? 3>

What is it that gives the likes of Bitcoin, Ethereum and other cryptocurrencies value? Many investors have been intrigued by the potential returns here. In December 2020, Bitcoin reached $24,000 and then skyrocketed to over…
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