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Investments
December 2, 2023

Lump sum vs regular contributions 3>

As an investor, one of the biggest questions you may face is how to invest a pot of money (e.g. from an inheritance windfall). Should you invest it all at once, as a lump sum,…
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Financial Planning
November 23, 2023

The Autumn Statement 2023 3>

Jeremy Hunt delivered the Autumn Statement on 22 November following weeks of speculation about potential tax cuts. The headline measure, a reduction to National Insurance Contributions was something of a surprise. Beyond this, economic measures…
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Financial Planning
November 17, 2023

The benefits of family financial planning 3>

HMRC is continuing its trend of taking more in inheritance tax (IHT) each year. In the period April-September 2023, it collected £3.9bn from households across the UK; £400m higher than the same period in the…
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Savings
November 13, 2023

Is it worth becoming an ISA millionaire? 3>

According to the latest research, there are now a record 4,000 ISA millionaires in the UK with the average pot value standing at £1,397,000. This follows a trend over the last three years, where the…
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Pensions
November 10, 2023

Scorecard: Private pension vs workplace pension 3>

Are you getting the most out of your pension scheme? The type of pension you have, and the underlying investments you choose, can have a big impact on your income and lifestyle in retirement. Below,…
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Insurance
November 3, 2023

How much life insurance do I need? 3>

Life insurance can be a crucial “pillar” within a wider strategy for your household’s financial protection. If the worst happens, your loved ones have a means of financial support to help them through their grief.…
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Financial Planning
October 22, 2023

Upcoming wedding? 4 tips to keep costs under control in 2023-24 3>

According to the latest figures, the average cost of a wedding in the UK is about £30,000. Yet total costs can vary considerably depending on the couple in question – from a few hundred pounds…
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Financial Planning
October 16, 2023

How AI & new tech is affecting your finances 3>

Technology is changing remarkably fast in 2023 – perhaps at a faster pace than ever before. The arrival of artificial intelligence (AI), in particular, is opening new doors of possibility for creativity and productivity...
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Taxation
October 9, 2023

You can still maximise the 2023-24 tax year 3>

One of the best ways to put more hard-earned money back into your pocket is to maximise your tax allowances. Yet many people are confused about how the tax year works, which allowances they can…
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Pensions
October 3, 2023

Pension tax-free cash: a practical guide 3>

Pensions are still a powerful vehicle for saving towards retirement in 2023-24, particularly due to their tax advantages. One of these advantages is the freedom to withdraw up to 25% of the value of your…
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