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Penny Harding

By | Adviser Support, Operational Board | No Comments

Penny joined the Castlegate team in 2004 and achieved the CII’s Diploma in Regulated Financial Planning soon after. After working as a Financial Planner for several years, Penny moved into Paraplanning and now provides technical analysis, research and support for our team. Penny is a member of Castlegate’s Operations Board and leads the wider Paraplanning team. Outside of work, Penny enjoys swimming, baking and trips away with her family.

Trump’s Tariffs: What They Mean for Your Money

Trump’s Tariffs: What They Mean for Your Money

By castlegateadmin / April 15, 2025
On “Liberation Day” (2 April 2025), US President Donald Trump unveiled a set of global tariffs on around 90 countries...
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How to Maximise the New Tax Year (2025-26)

How to Maximise the New Tax Year (2025-26)

By castlegateadmin / April 14, 2025
A new tax year is upon us (2025-26). From 6 April, taxpayers have the opportunity to take full advantage of...
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Tariff Turbulence: The Case For Staying Invested

Tariff Turbulence: The Case For Staying Invested

By castlegateadmin / April 14, 2025
President Trump has now announced his latest global tariffs. China was hit with a 45% rate on “Liberation Day” (2nd...
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Frozen Tax Bands – How Do They Affect You?

Frozen Tax Bands – How Do They Affect You?

By castlegateadmin / April 14, 2025
Have you ever heard of a “stealth tax”? This occurs when the government raises your tax bill, often without your...
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What Happens to My Pension When I Die?

What Happens to My Pension When I Die?

By castlegateadmin / April 14, 2025
Pensions are a powerful tool for providing a retirement income. Yet, what happens to your pension when you die? Can...
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Market Update – March 2025

Market Update – March 2025

By castlegateadmin / April 2, 2025
In March, US equities continued their painful downward trend in 2025. Investor concern over US tariffs was driving much of...
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2025: The UK Economy & Your Financial Plan

2025: The UK Economy & Your Financial Plan

By castlegateadmin / March 12, 2025
What might happen to the UK economy in 2025? What could it mean for your finances, and how can you...
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The Gender Pay Gap: Achieving Financial Empowerment

The Gender Pay Gap: Achieving Financial Empowerment

By castlegateadmin / March 12, 2025
International Women’s Day (8 March) is an important reminder of issues faced by women across the world. Finance remains a...
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The Risk vs. Reward Dilemma: How Should You Invest?

The Risk vs. Reward Dilemma: How Should You Invest?

By castlegateadmin / March 12, 2025
Every financial decision carries some level of risk. The challenge is knowing which risks to take and whether the potential...
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Bed & ISA: How To Maximise Your Investments

Bed & ISA: How To Maximise Your Investments

By castlegateadmin / March 12, 2025
How can you get the best possible returns? One option is to optimise your investment strategy in light of your...
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