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Financial Adviser in Lincoln talks about changes to IHT
Taxation
September 29, 2016

Inheritance Tax – What is Changing? 3>

Inheritance Tax is a tax that most of us rarely plan for, but is one that many of us are affected by. As an independent financial adviser in Lincoln and across the East Midlands we…
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Castlegate talk about the new state pension and Pension Advice in Lincoln
Pensions
September 22, 2016

What is The New State Pension? 3>

As you may be aware, some major changes to the state pension came into force in April 2016, but what has changed? The new state pension is a regular payment from the government which you…
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Financial Advice in Lincolnshire and a guide to wealth management
Wealth Management
September 20, 2016

A Guide to Wealth Management 3>

We can plan our lives, but events can happen that can turn our lives upside down. We can work with you to make sure you have a plan in place that ensures that you and…
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Pensions
August 22, 2016

Inheritance tax planning using pensions 3>

Since the introduction of “pension freedoms” last year and the removal of pension funds from the inheritance tax net, pensions can now form an important part of estate planning and an inheritance tax mitigation strategy.…
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Taxation
August 22, 2016

Inheritance Tax – Residence nil rate band 3>

Based on the draft legislation (there could still be minor amendments) the conditions for the above are as follows: Due to be introduced on 6th April 2017 this will be in addition to the current…
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Financial Planning
August 22, 2016

Pound cost ravaging 3>

With annuity rates low and anticipated to become even lower, many retirees avoid or delay annuity purchase. Instead they seek to live off the investments of their pensions. If you are in this situation, even…
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Taxation
June 27, 2016

Tax efficient investing 3>

Poor financial planning means paying unnecessary tax. Making the most of the various reliefs and allowances reduces, and some cases, eliminates tax on investments and savings. With the recent introduction of new tax free allowances…
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Taxation
June 20, 2016

Leaving A Legacy Through Trusts 3>

“We make a living by what we get, we make a life by what we give” – Winston Churchill. As you would suspect, newspaper headlines seldom tell the whole story. As a consequence it is…
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Pensions
May 31, 2016

“Aren’t pensions complicated?” 3>

A question I often hear, indeed, sometimes it is said as a statement. This appears to be the view shared by the chief economist of the Bank of England no less, who has been quoted…
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Savings
April 19, 2016

(N)ISA and easy? Individual Savings Accounts (ISA) – a brief summary 3>

Cash ISA: 2016/17 limit £15,240; £20,000 from 2017/18. Stocks & Shares ISA: as above (can hold Alternative Investment Market based investments and gain exemption from inheritance tax after 2 years. AIM investments are high risk).…
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