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castlegateadmin

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Financial Planning
January 4, 2017

How Financially Resilient Are You? 3>

You insure your car, home and maybe even your pets, but what about insuring what pays for everything – your income? Arguably the most important of insurances, income protection (or Permanent Health Insurance as it…
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Financial Adviser in Boston talks about consolidating your pension pot
Pensions
December 6, 2016

Consolidating Your Pension Pot 3>

Like many people you may have considered moving or consolidation your pensions to another scheme or provider to achieve better fund performance, lower charges, improve death benefits, increase flexibility for taking the benefits, or simply…
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Lincoln financial Advisers talk about investment planning
Investments
December 6, 2016

Investment Planning: Managing your Investments 3>

When it comes to investment planning, it is good practice to seek professional independent financial advice to make sure you understand the investment opportunities available to you and that you make sound financial decisions. At…
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2
Pensions
December 5, 2016

Time is running out 3>

I’ve written a number of times on the popular subject of income generation. There is one option currently available for certain people but will be unavailable from Wednesday 5th April 2017 and which is unknown…
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2
Pensions
November 9, 2016

Single-tier state pensions 3>

State pension entitlements have been simplified with the introduction of the of the new single-tier pension last April. The government placed great emphasis on the amount of the new single-tier state pension of £155.65. This…
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IFA in Lincoln talks about inheritance tax
Taxation
November 1, 2016

Inheritance Tax: What Are Your Options? 3>

There are several simple and cost effective options available to help you manage and reduce your potential Inheritance Tax liability, including making a Will, funding for an expected liability using life assurance and inheritance tax…
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IFA in Lincoln discusses what to do if you lose track of your pension
Pensions
October 25, 2016

Yesterday I was a millionaire, today I’m living on £22,000 a year 3>

For a 65 year old non-smoker male in good health, looking to purchase a conventional, inflation linked annuity including a 50% spouse’s benefit, £1M will buy him approximately £22,200 per annum (source: IRESS Exchange). Would…
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Investments
October 17, 2016

Income generation in a low interest rate environment 3>

The seemingly never ending decline in interest rates makes the search for income ever challenging. What can an income hungry investor do? There are several options which could potentially pay far more than you will…
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Financial Adviser Lincolnshire discusses pensions for the self employed
Pensions
October 4, 2016

Pensions For The Self-Employed 3>

If you are self-employed, saving into a pension can be a harder habit to develop as you will not qualify for an auto enrolment pension, there are no employer contributions and irregular income patterns can…
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Financial Advice in Lincoln - a guide to life assurance
Financial Planning
September 30, 2016

A Guide to Life Assurance 3>

If you have family member or business partners who depend on you financially, it would be beneficial for you to arrange life assurance. If you are not sure whether you need cover it is a…
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