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An IFA in Newark writes a cheque
Financial Planning
September 6, 2017

Bereavement Benefits 3>

The bereavement support payment has now replaced the previous bereavement payment, bereavement allowance and widowed parent’s allowance benefits. The initial lump sum payable is higher, but the monthly benefit is lower. For those without dependent…
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The word "pension" on nice, browned paper
Pensions
August 6, 2017

Pension scams 3>

This is the practice of luring pension holders into moving their pension funds into unregistered schemes with the offer of high returns or early access to their funds. Millions of pounds has been lost to…
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Grandfather with two grandchildren, illustrating the importance of later life planning and drawing upon the wisdom of a financial adviser to help you enjoy retirement
Investments
August 1, 2017

Is It Time To Review Your Investments & Savings? 3>

If you have investments and savings it is important you review them on a regular basis to ensure they are performing well and to decide whether it could be beneficial to make changes to your…
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4
Another picture of Big Ben overlooking the bridge
Financial Planning
July 25, 2017

Have you money or other assets abroad? 3>

Recently, the government made changes to international tax compliance regulations that created an obligation on ourselves, as your financial adviser, to tell you: that HMRC will soon be getting data on overseas financial accounts and…
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time in the market
Investments
July 25, 2017

Keep calm and carry on 3>

For the best part of 10 years market linked investments have provided healthy returns. It is inevitable that at some point markets will wobble and the press will be filled with dire warnings of impending…
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4
Children playing with stones near the water
Taxation
July 24, 2017

Using a Trust to Reduce Inheritance Tax 3>

Placing your property in a trust will typically mean you no longer own your property and therefore it cannot be included as part of your inheritance tax bill when you die. The property you can…
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4
Will-Property
Financial Planning
July 17, 2017

Why you Should Make a Will 3>

When you die, your will leaves clear instructions on what should happen to your money, possessions and property, known collectively as your estate. If you die without a will, this will be decided for you…
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3
Health and Life Insurance
Insurance
July 6, 2017

Types of Health and Life Insurance to Consider 3>

Permanent health insurance, or income protection, is one of the most important types of insurances you can own. Without this valuable cover you could be leaving yourself vulnerable to adverse long-term financial implications for you…
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3
Two children playing near a pond
Financial Planning
June 12, 2017

A 1970’s comeback? 3>

Not everyone will remember the 1970’s. Questionable fashion aside, is persistent higher inflation going to make an unwelcome comeback in the UK? Proposed changes to government fiscal policy along with an easing of austerity, the…
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2
Residence Nil-Rate Band
Financial Planning
June 2, 2017

What is the Residence Nil-Rate Band? 3>

In April 2017, a new inheritance tax nil-rate band of £100,000 was introduced, this covers the main residence or other qualifying property the deceased lived in when it is passed to descendants. The new residence…
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