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2
Taxation
August 22, 2016

Inheritance Tax – Residence nil rate band 3>

Based on the draft legislation (there could still be minor amendments) the conditions for the above are as follows: Due to be introduced on 6th April 2017 this will be in addition to the current…
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2
Financial Planning
August 22, 2016

Pound cost ravaging 3>

With annuity rates low and anticipated to become even lower, many retirees avoid or delay annuity purchase. Instead they seek to live off the investments of their pensions. If you are in this situation, even…
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1
Taxation
June 27, 2016

Tax efficient investing 3>

Poor financial planning means paying unnecessary tax. Making the most of the various reliefs and allowances reduces, and some cases, eliminates tax on investments and savings. With the recent introduction of new tax free allowances…
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Taxation
June 20, 2016

Leaving A Legacy Through Trusts 3>

“We make a living by what we get, we make a life by what we give” – Winston Churchill. As you would suspect, newspaper headlines seldom tell the whole story. As a consequence it is…
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Pensions
May 31, 2016

“Aren’t pensions complicated?” 3>

A question I often hear, indeed, sometimes it is said as a statement. This appears to be the view shared by the chief economist of the Bank of England no less, who has been quoted…
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5
Savings
April 19, 2016

(N)ISA and easy? Individual Savings Accounts (ISA) – a brief summary 3>

Cash ISA: 2016/17 limit £15,240; £20,000 from 2017/18. Stocks & Shares ISA: as above (can hold Alternative Investment Market based investments and gain exemption from inheritance tax after 2 years. AIM investments are high risk).…
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Taxation
March 16, 2016

Until death do us part… 3>

With our worldly goods that is. Following on from my uplifting article on what do to in the event of a death, I now turn our attention to an equally cheerful aspect on a closely…
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Financial Planning
February 10, 2016

What to do when someone dies 3>

For most people it will be their first time when dealing with an “estate”. This can be challenging particularly when presented with a range of legal terms and procedures at what can be an emotionally…
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