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News
August 12, 2019

Castlegate 25 Year Celebration at SIX Restaurant 3>

The team at Castlegate gathered together at SIX, the rooftop restaurant at Nottingham’s Trent Bridge, to celebrate 25 successful years servicing clients across Grantham, Lincoln and the wider Midlands. The team enjoyed a four-course meal…
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Image of hammer htting a nut, illustrating how financial planning can go wrong with independent financial advice from an adviser in Lincoln
Investments
August 12, 2019

Asset Allocation: An Illustration from Warfare 3>

If you had to describe investing, assets or “asset allocation” to someone, which metaphors or illustrations would you use to describe them, and show why they’re important? One illustration some of our financial advisers in…
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Children playing with stones near the water
Financial Planning
August 8, 2019

Can I Cover My Inheritance Tax with an Insurance Policy? 3>

It is commonly said that inheritance tax (IHT) is the tax that everyone loves to hate. So it is hardly surprising to see families across the country speaking to financial advisers about tactics to reduce…
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Stones on the beach, illustrating choice and variety in investment choices when discussing plans with a financial adviser in Nottingham
Pensions
August 5, 2019

Should You Take Your 25% Tax-Free Lump Sum? 3>

In April 2015, the UK government introduced the “Pension Freedoms”. These new rules to the pensions regime had many far-reaching implications, but one of the big changes was that over-55s were then able to withdraw…
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Pensions
August 1, 2019

How Inflation Can Erode A Pension Plan 3>

Why do things get more expensive over time, and what impact can this have on your savings plan for retirement? Inflation refers to the gradual increase in prices for services and goods, within a particular…
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Pensions
July 25, 2019

How to Mentally Prepare for Retirement 3>

During your career, it isn’t uncommon for Sunday evenings to be a foreboding experience as we look ahead to a week of work. In those moments, the thought of retirement can be blissful. After all,…
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Grandfather with two grandchildren, illustrating the importance of later life planning and drawing upon the wisdom of a financial adviser to help you enjoy retirement
Taxation
July 19, 2019

Planning Your Estate? 5 Tips to Avoid Family Disputes 3>

When it comes to the subject of inheritance, most of us will have heard horror stories about families (even happy ones) being torn apart by arguments over the family wealth. One recent story in The…
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A financial adviser in Lincoln welcomes a new team member
Financial Planning
July 12, 2019

4 Tips to Cut Your Capital Gains Tax 3>

When you sell something at a profit (e.g. company shares), then chances are you will need to factor in a capital gains tax (CGT) on that profit. In the UK there are two main types…
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Savings
July 9, 2019

A Short Guide to Different ISA Types 3>

ISAs (Individual Savings Accounts) are commonly heard about, but not always understood. Introduced in 1999 by the UK government, they are intended to encourage individuals and families to save by offering a tax-free “wrapper” for…
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Financial Planning
June 14, 2019

What should a complete financial plan look like? 3>

Most of us are aware that there are areas of our finances which need sorting out. We think about the credit card debt which needs settling, or the pension we haven’t started yet. Ideally, it…
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