Sadly, many people become victims of financial scams each year. In the first half of 2021 alone, £753m was stolen by criminals through fraud – a 30% increase on the previous period. Banks were able…
There have been a lot of headlines lately about the “yield curve inversion”, claiming this means that recession is coming. Yet what is the “yield curve”, exactly, and what can this – and other economic…
The Personal Tax Allowance for 2022/2023 and other key things you should know 3>
With the new tax year upon us, some aspects of taxation have changed. But as several allowances and thresholds have been frozen, the points that have not changed are even more significant. In this guide,…
Early retirement: how to avoid running out of money 3>
As financial planners, perhaps the most common question we receive is: “How do I keep myself from running out of money when I retire?” This is understandable. In retirement, you no longer rely on a…
Financial planning is about the major decisions in life – where you live, the lifestyle you provide for your family, and what your retirement will look like. Using your budget sensibly is one of the…
What would you do with a £100k inheritance if it suddenly came your way? Perhaps you would want to spend it on a new car or holiday. Someone with a “saver” personality, however, might wish…
Should you use a cash ISA? Until 6 April 2016, there was a strong argument in favour because tax was imposed on interest generated in most UK regular savings accounts. However, at this point the…
Inflation now stands at its highest point in 30 years – at 5.5% (in the 12 months prior to February). With the cost of living going up in multiple areas of life, many people are…
Since summer 2021, the cost of energy in the UK has soared. One report suggests that £38bn extra may be added to UK household bills in 2022 – equivalent to an extra 6p on the…
Cutting tax with salary sacrifice: a short guide 3>
The UK is currently facing its highest tax burden in almost 70 years. From April, for instance, a new Health & Social Care Levy will come into force – adding 1.25% to dividend tax and…
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