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Savings
August 25, 2021

Ideas to boost your income in 2021-22 3>

There are two main ways to increase the amount of money you can use to spend and/or save – cut expenses and grow your income. Doing the former (especially during hard economic times) can be…
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Investments
August 18, 2021

Stocks & Shares ISAs – what you need to know 3>

Interest rates on regular savings accounts are at historic lows. In 2021-22 it is nearly impossible to find an easy access account beating 0.65%, or a fixed-rate one over 1.7% (both under the Bank of…
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Investments
August 11, 2021

6 top investing mistakes to avoid 3>

Investing is a powerful way to build wealth and open financial opportunities for you and your loved ones in the future. Yet investing is often daunting for people who have not dealt with the subject…
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Pensions
August 4, 2021

How to spot a pension liberation scam 3>

Here in the UK, the phrase “pension liberation” usually refers to a type of scam. Here, fraudsters try to trick people into believing that they can access their pension funds before the age of 55.
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Pensions
July 27, 2021

Five retirement income options considered 3>

You cannot rely on a salary when you retire. As such, it is crucial to have a plan for generating a healthy income in retirement. Unfortunately, the state will almost certainly not cover all of…
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Investments
July 20, 2021

A short history of investing 3>

For hundreds of years humans have invested, by allocating money with the expectation of higher returns in the future. Whilst digital technologies have revolutionised the way we invest in the 2020s, the principles of successful…
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Investments
July 13, 2021

How to make an ethical portfolio 3>

We all hold values which influence how we live our lives. We might buy Fairtrade or shop locally, for instance. Yet whilst these might feel straightforward, investing ethically – e.g. putting money into companies and…
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Savings
July 6, 2021

A guide to NS&I in 2021 3>

We all hold values which influence how we live our lives. We might buy Fairtrade or shop locally, for instance. Yet whilst these might feel straightforward, investing ethically – e.g. putting money into companies and…
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Financial Planning
June 28, 2021

How to build wealth in the 2021-22 tax year 3>

Since COVID-19 swept the world in early 2020, many households across the UK have been put under heavy financial pressure. People have lost jobs or work hours, been furloughed or needed to close the business…
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Pensions
June 28, 2021

Should you take your 25% tax-free lump sum? 3>

Since the 2015 Pension Freedoms were introduced, those with a pension pot in 2021-22 can now withdraw up to 25% of its value once they reach age 55. For someone with a £500,000 defined contribution…
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