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Investments
April 14, 2022

Are Heat Pumps Worth the Investment? 3>

Financial planning is about the major decisions in life – where you live, the lifestyle you provide for your family, and what your retirement will look like. Using your budget sensibly is one of the…
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Investments
April 7, 2022

What would you do with a £100k inheritance? 3>

What would you do with a £100k inheritance if it suddenly came your way? Perhaps you would want to spend it on a new car or holiday. Someone with a “saver” personality, however, might wish…
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Financial Planning
March 28, 2022

Where do cash ISAs fit in a financial plan? 3>

Should you use a cash ISA? Until 6 April 2016, there was a strong argument in favour because tax was imposed on interest generated in most UK regular savings accounts. However, at this point the…
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Financial Planning
March 22, 2022

How to account for rising inflation in 2022 3>

Inflation now stands at its highest point in 30 years – at 5.5% (in the 12 months prior to February). With the cost of living going up in multiple areas of life, many people are…
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News
March 15, 2022

How to navigate rising energy costs 3>

Since summer 2021, the cost of energy in the UK has soared. One report suggests that £38bn extra may be added to UK household bills in 2022 – equivalent to an extra 6p on the…
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Taxation
March 8, 2022

Cutting tax with salary sacrifice: a short guide 3>

The UK is currently facing its highest tax burden in almost 70 years. From April, for instance, a new Health & Social Care Levy will come into force – adding 1.25% to dividend tax and…
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InvestmentsPensions
February 21, 2022

The Lifetime Allowance: a short guide 3>

There is a limit to how much you can save into your pension(s). Yet many people are at risk of unwittingly exceeding this threshold (the “Lifetime Allowance”, or LTA) – leading to a punishing tax…
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Investments
February 14, 2022

What should I do when share prices drop? 3>

Have you ever experienced the urge to “panic sell” when the stock market goes down? It can be deeply uncomfortable to watch your investments fall 10%, 20% or more in a short space of time.…
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Financial Planning
February 7, 2022

How financial rights work within a relationship 3>

How should you manage money within a committed relationship or marriage? What are your financial rights if the relationship goes wrong? The subject of joint finances is a complex one. Everyone does things differently, and…
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Financial Planning
February 1, 2022

Financial planning & state support for the disabled 3>

In the UK, a range of financial support is available for those with disabilities. These can be very helpful when constructing a financial plan for a household. For instance, altering a home so it has…
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