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Financial Planning
March 22, 2023

Dealing with political uncertainty in your financial plan 3>

Politics can have a big impact on your financial plan. Perhaps the government changes a key tax rule which affects your income and investment returns. Or, maybe a policy announcement leads to a sharp drop…
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Pensions
March 20, 2023

How does pension tax relief work? 3>

Pension tax relief is a system designed to encourage people to save towards their retirement. Yet how does it work, exactly? How can you best use it to boost your savings and achieve your long-term…
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Insurance
March 13, 2023

Family income benefit: a short guide 3>

Would you prefer that your family receive a lump sum or a regular income from a life insurance policy? The latter is known as family income benefit (FIB) and it can offer an alternative way…
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Retirement
March 6, 2023

5 reasons to seek financial advice in retirement 3>

Retirement could last 20 years or more depending on your retirement date and how long you live. Seeking financial advice can help you get the most from these years – maximising your savings and income...
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Taxation
February 17, 2023

Tax freezes and your financial plan 3>

Some taxes are immediately noticeable, such as income tax and National Insurance. Others are less obvious and are classed as “stealth taxes” – applying an indirect eroding effect on your wealth and finances. Value Added…
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Business
February 14, 2023

A short guide to employee financial wellbeing 3>

Many things can affect an employee’s productivity, retention, morale and wellbeing. These may include personal relationships and a sense of progression in an organisation. Yet finances also play a key role. Money worries can be…
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Pensions
February 10, 2023

Insights for women and pension planning in 2023 3>

Planning for retirement is unique to each person. Yet women tend to face common, distinct challenges which need addressing to secure their financial future in later life. In this post, our Grantham financial planners explain…
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Investments
February 7, 2023

February 2023: what is happening in the UK economy? 3>

The UK has narrowly avoided a recession, according to Chancellor Hunt, after seeing flatlined GDP growth in the last quarter of 2022. The economy, it seems, has proven more resilient than thought. Moreover, the stock…
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Financial Planning
January 23, 2023

Financial planning for young people 3>

Young people have a key advantage when making a financial plan – time. With longer to invest, for instance, your retirement fund has more time to grow. You have more years to organise your income…
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BusinessTaxation
January 17, 2023

How does Business Asset Disposal Relief work? 3>

When you sell an asset for a profit (e.g. shares in an investment account), there is often a tax – capital gains tax (CGT) – applied, undermining your returns. One of the advantages of being…
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