When markets are dropping and capital growth falters, many investors are drawn to dividend funds to provide a regular income stream. In 2022, we have seen this behaviour in action as indexes like the S&P…
What does recession mean for Buy to Let investors? 3>
With GDP figures showing a 0.3% shrinkage for April 2022, many analysts are concerned that the UK is now entering a recession (following a decline of 0.1% in March). Although a “full blown” recession seems…
How do you put surplus business cash to good use? Instead of simply holding it in a regular savings account, you could invest it – e.g. into your team, or back into your business to…
Please Support Heathers 50km Charity Walk for PM Syndrome 3>
Here at Castlegate, we are proud to announce that one of our team will be taking on a walking challenge to raise awareness of a rare genetic condition. Heather Hodson will be walking 50km to…
With the cost of living rising across the UK (inflation now stands at 9%), many people are looking for ways to increase their disposable income. One method is to lower your discretionary spending – e.g.…
There are over 4,000 funds for investors to pick from in the UK. These encompass a wide range of sectors (e.g. technology, energy), markets (e.g. Europe, Japan) and asset types (stocks and bonds). Which ones…
Sadly, many people become victims of financial scams each year. In the first half of 2021 alone, £753m was stolen by criminals through fraud – a 30% increase on the previous period. Banks were able…
There have been a lot of headlines lately about the “yield curve inversion”, claiming this means that recession is coming. Yet what is the “yield curve”, exactly, and what can this – and other economic…
The Personal Tax Allowance for 2022/2023 and other key things you should know 3>
With the new tax year upon us, some aspects of taxation have changed. But as several allowances and thresholds have been frozen, the points that have not changed are even more significant. In this guide,…
Early retirement: how to avoid running out of money 3>
As financial planners, perhaps the most common question we receive is: “How do I keep myself from running out of money when I retire?” This is understandable. In retirement, you no longer rely on a…
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