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Pensions
August 23, 2022

Should I defer my State Pension? 3>

You do not have to start taking your State Pension as soon as you reach State Pension age (i.e. age 66 in 2022). Instead, you can choose to defer it – potentially allowing you to…
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Business
August 16, 2022

Shareholder protection – prepare your business for the unexpected 3>

Is your business fully protected if a key shareholder (e.g. director) dies? When this happens, his/her beneficiaries inherit the estate – including shares in your business. This could potentially leave a lot of decision-making power…
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Financial Planning
August 9, 2022

Rebuilding your financial plan after divorce 3>

Simply getting through a divorce is challenging and stressful. Yet it is also vital to rebuild your wealth and finances to regain a sense of control, security and peace of mind in your life. The…
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Financial Planning
July 26, 2022

Summer 2022: What’s happening to the UK economy? 3>

Recent figures for the UK took many people by surprise. Following two months of falling GDP (0.1% in March and 0.3% in April), the economy grew by 0.5% in May. The question, of course, is…
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In the Community
July 19, 2022

Charity Walk & Bake Sale – Castlegate in the Community 3>

Last month we posted about Heathers Charity Walk for PM Syndrome and are pleased to announce that Heather has completed her goal to walk 50km (in 13 hours!) to raise funds – and awareness –…
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Support
July 19, 2022

4 Cost of living scams to avoid in 2022 3>

With inflation now at 9.1% and the average cost of filling up the car now £100, many households are feeling greater pressure on their budgets. Sadly, scammers have been using the cost of living crisis…
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Financial Planning
July 12, 2022

8 financial need-to-knows for over-65s 3>

The UK population is getting older. In fact, there are now more over-65s in Britain than children under age 15. People in retirement face unique economic challenges; not least because you no longer rely on…
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Pensions
July 5, 2022

A short guide to taxes on pensions 3>

After a career of paying taxes, you can be forgiven for thinking you do not need to pay taxes in retirement. However, this is not usually the case. In the UK, pensions are subject to…
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In the Community
June 27, 2022

Inaugural Client Golf Day – Castlegate in the Community 3>

As part of our drive to be more involved with our local community, Castlegate Financial Management recently held their inaugural Castlegate Client Golf Day on 8th June at Sleaford Golf Club. Clients enjoyed coffee and…
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Pensions
June 24, 2022

Is a public sector pension the best type? 3>

Recently the media has spoken of the “great pension divide”, with private sector workers getting as little as £3 in retirement for every £1 saved. Public sector employees, however, receive as much as £10. This…
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