Financial Planning
December 9, 2022

3 months to get the most from the 2022-23 tax year 3>

The end of the 2022-23 tax year ends in three months (April 2023). Whilst it may sound far away, in our experience this window closes rapidly – taking away opportunities for many people to make…
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Wealth Management
December 7, 2022

Is your wealth ready for long-term care? 3>

In 2021, then Prime Minister Boris Johnson announced an £86,000 “cap” on the total amount an individual would pay on care (to be introduced in October 2023).
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In the Community
December 6, 2022

Grantham Foodbank – £1,000 Donation 3>

Recently at Castlegate, some of our team attended a guided tour of Grantham Foodbank. They spoke about how the foodbank helps many families within our community, and we admired their efforts to "provide a hand…
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In the Community
November 28, 2022

Christmas Tree Festival at St Wulfram’s Church 3>

At Castlegate, we’re always thrilled to get involved with our local community – especially when a happy helping of festive spirit is in the mix! We’ve purchased a Christmas tree as part of the Christmas…
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Taxation
November 27, 2022

5 ideas to cut your capital gains tax bill 3>

With the recent Autumn Statement announcing a cut in the capital gains tax (CGT) allowance in April 2023 and April 2024, many investors are looking for legitimate ways to reduce a needless tax bill. Fortunately,…
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Financial Planning
November 18, 2022

How to avoid the “sideways disinheritance trap” 3>

Disinheritance (whether accidental or deliberate) can come as a nasty shock. Yet it is growing more common, especially in today’s world of non-traditional families. “Sideways disinheritance” typically refers to when a child is left out…
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Investments
November 14, 2022

What is the best way to invest 100k for income? 3>

Investing a large sum of money can be very rewarding, but also highly complex. Which assets do you choose and what should be the balance between them? Another key question is whether you want to…
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Retirement
November 10, 2022

Returning to the workforce: a short guide for retirees 3>

With the cost of living crisis biting into people’s incomes in 2022, it is understandable that many currently in retirement are looking to go back into the workforce. Others may wish to re-enter the world…
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Investments
October 27, 2022

What is happening in the UK market (Oct 2022)? 3>

It is probably fair to say that we have not seen political instability like this for some time. At the time of writing, Chancellor Kwasi Kwarteng has been sacked – only three weeks after publishing...
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SavingsTaxation
October 20, 2022

Beware of taxes on higher savings rates 3>

UK interest rates have risen 7 times since late 2021, from a historic low of 0.10% to 2.25% at the time of writing. The Bank of England’s (BoE’s) decision to do this has led other...
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