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Pensions

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Pensions
November 9, 2016

Single-tier state pensions 3>

State pension entitlements have been simplified with the introduction of the of the new single-tier pension last April. The government placed great emphasis on the amount of the new single-tier state pension of £155.65. This…
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IFA in Lincoln discusses what to do if you lose track of your pension
Pensions
October 25, 2016

Yesterday I was a millionaire, today I’m living on £22,000 a year 3>

For a 65 year old non-smoker male in good health, looking to purchase a conventional, inflation linked annuity including a 50% spouse’s benefit, £1M will buy him approximately £22,200 per annum (source: IRESS Exchange). Would…
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Financial Adviser Lincolnshire discusses pensions for the self employed
Pensions
October 4, 2016

Pensions For The Self-Employed 3>

If you are self-employed, saving into a pension can be a harder habit to develop as you will not qualify for an auto enrolment pension, there are no employer contributions and irregular income patterns can…
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Castlegate talk about the new state pension and Pension Advice in Lincoln
Pensions
September 22, 2016

What is The New State Pension? 3>

As you may be aware, some major changes to the state pension came into force in April 2016, but what has changed? The new state pension is a regular payment from the government which you…
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Pensions
August 22, 2016

Inheritance tax planning using pensions 3>

Since the introduction of “pension freedoms” last year and the removal of pension funds from the inheritance tax net, pensions can now form an important part of estate planning and an inheritance tax mitigation strategy.…
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Pensions
May 31, 2016

“Aren’t pensions complicated?” 3>

A question I often hear, indeed, sometimes it is said as a statement. This appears to be the view shared by the chief economist of the Bank of England no less, who has been quoted…
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