Pensions
July 27, 2021

Five retirement income options considered 3>

You cannot rely on a salary when you retire. As such, it is crucial to have a plan for generating a healthy income in retirement. Unfortunately, the state will almost certainly not cover all of…
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Pensions
June 28, 2021

Should you take your 25% tax-free lump sum? 3>

Since the 2015 Pension Freedoms were introduced, those with a pension pot in 2021-22 can now withdraw up to 25% of its value once they reach age 55. For someone with a £500,000 defined contribution…
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Pensions
May 27, 2021

How to prepare an ideal retirement 3>

What do you imagine when you think of retirement for yourself in the future? Perhaps you see yourself retiring early in your 50s. Maybe you see a kind of “partial retirement” where you keep on…
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Pensions
May 27, 2021

Pension planning in different market conditions 3>

Building up a pension pot is a challenging endeavour. Not only do you potentially have 40+ years of consistent, monthly savings ahead of you, but they are also likely to experience a wide range of…
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Pensions
July 14, 2020

Multiple Pension Pots: The Case For & Against Consolidation 3>

This content is for information purposes only and should not be taken as financial advice. Every effort has been made to ensure the information is correct and up-to-date at the time of writing. For personalised…
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Pensions
June 19, 2020

The Women Missing Out On The State Pension 3>

At Castlegate, we’ve noted some recent enquiries about the state pension and how women are affected by the rules. In short, many women who reached retirement age before April 2016 may be losing out on…
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Pensions
June 19, 2020

4 Ideas To Supplement A Pension Income 3>

When it comes to planning a retirement income discussion often focuses on the ways to build up a pension income. This is understandable given the many advantages offered by pensions under UK tax rules in…
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Pensions
May 19, 2020

Can I Still Retire Early If My Pension Is Down? 3>

This content is for information purposes only and should not be taken as financial advice. Every effort has been made to ensure the information is correct and up-to-date at the time of writing. For personalised…
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Pensions
April 15, 2020

Protect Your Pension From COVID-19 Scams 3>

People in the UK have long had to guard against financial scams, and older people have also had to be especially vigilant (who are disproportionately targeted for their pension savings). However, in light of the…
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PensionsTaxation
February 14, 2020

Pensions vs. ISAs for Retirement & IHT Planning 3>

This content is for information purposes only and should not be taken as financial advice. Every effort has been made to ensure the information is correct and up-to-date at the time of writing. For personalised…
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