Investments
October 27, 2022

What is happening in the UK market (Oct 2022)? 3>

It is probably fair to say that we have not seen political instability like this for some time. At the time of writing, Chancellor Kwasi Kwarteng has been sacked – only three weeks after publishing...
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Investments
September 19, 2022

A short guide to investing in bonds 3>

For many people, their minds drift to stocks when hearing the word “investing”. Yet investors have a range of asset types at their disposal. Fixed-income securities – bonds, in particular...
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Investments
August 30, 2022

A short guide to investment risk 3>

Regardless of what you do with your money, there are risks involved. Keeping cash in regular savings risks erosion by inflation. Putting it into shares involves the risk of the value falling in a bear…
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Investments
June 17, 2022

The case for and against dividend investing 3>

When markets are dropping and capital growth falters, many investors are drawn to dividend funds to provide a regular income stream. In 2022, we have seen this behaviour in action as indexes like the S&P…
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Investments
June 10, 2022

What does recession mean for Buy to Let investors? 3>

With GDP figures showing a 0.3% shrinkage for April 2022, many analysts are concerned that the UK is now entering a recession (following a decline of 0.1% in March). Although a “full blown” recession seems…
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Investments
May 16, 2022

How to pick investments for a portfolio 3>

There are over 4,000 funds for investors to pick from in the UK. These encompass a wide range of sectors (e.g. technology, energy), markets (e.g. Europe, Japan) and asset types (stocks and bonds). Which ones…
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Investments
April 14, 2022

Are Heat Pumps Worth the Investment? 3>

Financial planning is about the major decisions in life – where you live, the lifestyle you provide for your family, and what your retirement will look like. Using your budget sensibly is one of the…
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Investments
April 7, 2022

What would you do with a £100k inheritance? 3>

What would you do with a £100k inheritance if it suddenly came your way? Perhaps you would want to spend it on a new car or holiday. Someone with a “saver” personality, however, might wish…
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InvestmentsPensions
February 21, 2022

The Lifetime Allowance: a short guide 3>

There is a limit to how much you can save into your pension(s). Yet many people are at risk of unwittingly exceeding this threshold (the “Lifetime Allowance”, or LTA) – leading to a punishing tax…
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Investments
February 14, 2022

What should I do when share prices drop? 3>

Have you ever experienced the urge to “panic sell” when the stock market goes down? It can be deeply uncomfortable to watch your investments fall 10%, 20% or more in a short space of time.…
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