Investments
June 17, 2022

The case for and against dividend investing 3>

When markets are dropping and capital growth falters, many investors are drawn to dividend funds to provide a regular income stream. In 2022, we have seen this behaviour in action as indexes like the S&P…
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Investments
June 10, 2022

What does recession mean for Buy to Let investors? 3>

With GDP figures showing a 0.3% shrinkage for April 2022, many analysts are concerned that the UK is now entering a recession (following a decline of 0.1% in March). Although a “full blown” recession seems…
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Investments
May 16, 2022

How to pick investments for a portfolio 3>

There are over 4,000 funds for investors to pick from in the UK. These encompass a wide range of sectors (e.g. technology, energy), markets (e.g. Europe, Japan) and asset types (stocks and bonds). Which ones…
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Investments
April 14, 2022

Are Heat Pumps Worth the Investment? 3>

Financial planning is about the major decisions in life – where you live, the lifestyle you provide for your family, and what your retirement will look like. Using your budget sensibly is one of the…
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Investments
April 7, 2022

What would you do with a £100k inheritance? 3>

What would you do with a £100k inheritance if it suddenly came your way? Perhaps you would want to spend it on a new car or holiday. Someone with a “saver” personality, however, might wish…
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InvestmentsPensions
February 21, 2022

The Lifetime Allowance: a short guide 3>

There is a limit to how much you can save into your pension(s). Yet many people are at risk of unwittingly exceeding this threshold (the “Lifetime Allowance”, or LTA) – leading to a punishing tax…
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Investments
February 14, 2022

What should I do when share prices drop? 3>

Have you ever experienced the urge to “panic sell” when the stock market goes down? It can be deeply uncomfortable to watch your investments fall 10%, 20% or more in a short space of time.…
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Investments
January 3, 2022

What are “value traps” when investing? 3>

Psychologically, it feels great when we buy a “bargain” – especially when the item is a rare, expensive product that we really want (e.g. a 1st edition book). Similarly, investors can feel elated when they…
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Investments
November 17, 2021

2021: Is the stock market high? 3>

Since the 2008-9 Financial Crash, stock markets – particularly in the US – have arguably seen their biggest ever “bull run” (upward trajectory). This was interrupted in 2020 as the COVID-19 pandemic hit markets, but…
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Investments
October 5, 2021

Does value investing work? 3>

Value investing is a distinct investing style that has many famous proponents including Warren Buffett, Charlie Munger and Mohnish Pabrai. The idea is relatively simple: find great businesses with strong fundamentals, whose shares are trading…
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