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Taxation
January 25, 2022

Three allowances to check this January 3>

Are you interested in keeping more of your hard-earned money? One of the best ways to achieve this is to maximise your tax allowances. Each financial year (April-April), each person can access a range of…
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Financial PlanningTaxation
January 17, 2022

Estate over £1m? How to mitigate IHT 3>

With inheritance tax (IHT) set at 40% on the value of an individual’s estate over £325,000, it is easy to see why many people need to plan for this now. Today, hundreds of thousands of…
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Pensions
January 10, 2022

Interest rates & annuities in 2022 3>

Have you wondered about the best way to fund your future retirement? Broadly speaking, a pension pot is commonly used in one of two ways to provide an income. The first is to go into…
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Investments
January 3, 2022

What are “value traps” when investing? 3>

Psychologically, it feels great when we buy a “bargain” – especially when the item is a rare, expensive product that we really want (e.g. a 1st edition book). Similarly, investors can feel elated when they…
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Financial Planning
December 13, 2021

Your 2021-22 allowance checklist 3>

Christmas is a good stopping-point to evaluate whether you are on-track to get the most from your yearly allowances. Doing so can help you save on tax and put more hard-earned money back into your…
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Pensions
December 9, 2021

How might working from home affect retirement? 3>

Prior to COVID-19 in 2020, working from home was gaining popularity in the UK. In 1981, only 1.5% reported that their role was mostly remote, but by 2019 this stood at 4.9%. Following the Government’s…
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Protection
December 7, 2021

Review your financial protection for 2022 3>

With the arrival of the Omicron variant of COVID-19, we are once again reminded that we live in an uncertain time. This raises the question: are your finances prepared for difficult situations and events? Specific…
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Financial Planning
December 2, 2021

What is stagflation -and is it coming? 3>

Inflation refers to the rising overall cost of living (goods and services) in an economy. Yet what is “stagflation”, and what impact could it have on your wealth and finances? What is the likelihood of…
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Financial Planning
November 17, 2021

A pre-Christmas money checkup 3>

December is often a difficult month, financially, for households. Not only are expenses higher due to Christmas spending (which can run into the £100s), but January is also a 31-day month; meaning it can feel…
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Investments
November 17, 2021

2021: Is the stock market high? 3>

Since the 2008-9 Financial Crash, stock markets – particularly in the US – have arguably seen their biggest ever “bull run” (upward trajectory). This was interrupted in 2020 as the COVID-19 pandemic hit markets, but…
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