November 9, 2016

Single-tier state pensions 3>

State pension entitlements have been simplified with the introduction of the of the new single-tier pension last April. The government placed great emphasis on the amount of the new single-tier state pension of £155.65. This…
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IFA in Lincoln talks about inheritance tax
November 1, 2016

Inheritance Tax: What Are Your Options? 3>

There are several simple and cost effective options available to help you manage and reduce your potential Inheritance Tax liability, including making a Will, funding for an expected liability using life assurance and inheritance tax…
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IFA in Lincoln discusses what to do if you lose track of your pension
October 25, 2016

Yesterday I was a millionaire, today I’m living on £22,000 a year 3>

For a 65 year old non-smoker male in good health, looking to purchase a conventional, inflation linked annuity including a 50% spouse’s benefit, £1M will buy him approximately £22,200 per annum (source: IRESS Exchange). Would…
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October 17, 2016

Income generation in a low interest rate environment 3>

The seemingly never ending decline in interest rates makes the search for income ever challenging. What can an income hungry investor do? There are several options which could potentially pay far more than you will…
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Financial Adviser Lincolnshire discusses pensions for the self employed
October 4, 2016

Pensions For The Self-Employed 3>

If you are self-employed, saving into a pension can be a harder habit to develop as you will not qualify for an auto enrolment pension, there are no employer contributions and irregular income patterns can…
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Financial Advice in Lincoln - a guide to life assurance
Financial Planning
September 30, 2016

A Guide to Life Assurance 3>

If you have family member or business partners who depend on you financially, it would be beneficial for you to arrange life assurance. If you are not sure whether you need cover it is a…
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Financial Adviser in Lincoln talks about changes to IHT
September 29, 2016

Inheritance Tax – What is Changing? 3>

Inheritance Tax is a tax that most of us rarely plan for, but is one that many of us are affected by. As an independent financial adviser in Lincoln and across the East Midlands we…
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Castlegate talk about the new state pension and Pension Advice in Lincoln
September 22, 2016

What is The New State Pension? 3>

As you may be aware, some major changes to the state pension came into force in April 2016, but what has changed? The new state pension is a regular payment from the government which you…
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Financial Advice in Lincolnshire and a guide to wealth management
Wealth Management
September 20, 2016

A Guide to Wealth Management 3>

We can plan our lives, but events can happen that can turn our lives upside down. We can work with you to make sure you have a plan in place that ensures that you and…
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August 22, 2016

Inheritance tax planning using pensions 3>

Since the introduction of “pension freedoms” last year and the removal of pension funds from the inheritance tax net, pensions can now form an important part of estate planning and an inheritance tax mitigation strategy.…
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