ISAs have been relatively undisturbed for a long time - until the Autumn Budget (2025), when Chancellor Reeves announced a key upcoming change to the Cash ISA. From April 2027, those under 65 will no longer be able to commit […]
AI is all the rage right now. The subject dominates headlines and boardrooms alike in 2025, and investors continue to eye “AI stocks” closely. Yet, with all the interest lurks a question: “Is all the hype justified, or are we […]
Brits are unusually obsessed with property. It feels “safe”, offering a sense of stability. It is also visible (bestowing status) and tangible, giving the impression that your assets are “real”. Yet, the UK may be starting to shift its social […]
The UK population is reluctant to invest and holds too much cash, according to the Financial Conduct Authority (FCA). Nearly two-thirds of UK adults with £10,000 in investable assets are concentrating 75% of these in cash, rather than equities and […]
Not sure how to invest in 2025? You are not alone. Markets have been turbulent following the announcement of US tariffs in April, and geopolitical uncertainty still hangs over many parts of the globe. Where do you start as an […]
On “Liberation Day” (2 April 2025), US President Donald Trump unveiled a set of global tariffs on around 90 countries and regional blocs, including China and the EU. The news sent shockwaves across the media landscape, with many commentators now […]
President Trump has now announced his latest global tariffs. China was hit with a 45% rate on “Liberation Day” (2nd April 2025), with the EU now facing a 20% levy. The UK escaped the worst of the protectionist measures, now […]
Every financial decision carries some level of risk. The challenge is knowing which risks to take and whether the potential reward justifies them. Yet, how do you balance risk and reward? In this article, our financial planners explain the nature […]
How can you get the best possible returns? One option is to optimise your investment strategy in light of your goals, capacity for loss, risk tolerance and strategy. Another idea is to reduce needless investment costs - e.g. dealing costs. […]
What should you do when markets are shaken? This is exactly what happened in late January 2025, as news of a rising Chinese startup called DeepSeek hit the headlines. Many investors quickly sold their shares in US-based tech stocks, fearing […]
How can you legitimately reduce taxes before the April 2025 deadline? In 2024-25, UK households are still facing pressures on their living costs, with the British Retail Consortium warning food prices could rise 4.2% by the year's end. Saving on […]
Investing is for everyone. It is a core part of any financial plan, helping you build wealth and move towards your long-term goals. Yet, the subject can be confusing - even for seasoned investors who may encounter concepts and jargon […]
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