The Autumn Budget arrived on 26 November after much anticipation and speculation. Finally, with the facts in front of us, our financial planners have gathered some thoughts on what the Chancellor’s decisions could mean for your finances - especially those […]
One of the biggest reforms in the Autumn Budget (2025) was the extension of the income tax band “freeze” by a further three tax years. Already set to remain static until April 2028, Chancellor Reeves confirmed that the bands would […]
ISAs have been relatively undisturbed for a long time - until the Autumn Budget (2025), when Chancellor Reeves announced a key upcoming change to the Cash ISA. From April 2027, those under 65 will no longer be able to commit […]
By 2031, the number of UK estates likely to pay IHT (inheritance tax) is expected to reach 63,100. That’s nearly double the most recent 32,000 figure. The reasons are multiple and complex, but two key factors include frozen tax thresholds […]
The UK Autumn Budget in November introduced significant tax rises and extended freezes on income tax bands, expected to generate substantial revenue but impact consumer spending. The FTSE 100 remained resilient, edging closer to 10,000, whilst the labour market showed […]
Castlegate Financial Management is pleased to announce that we have been selected in the ‘Best Financial Advisers to Work For’ category at the Professional Adviser Awards 2026. This recognition highlights advisory firms across the UK that demonstrate an outstanding workplace […]
There had been much speculation about this budget, fraught with leaks and rumour. Finally, Chancellor Reeves has delivered her plan for the UK economy on 26 November 2025. Now we know the facts it is important to understand how they […]
Roughly 16 million people in the UK say they deal with financial stress. However, the figures could be far higher, with one report suggesting 60% of employees believe financial woes are affecting their mental health. This shows that the impact […]
AI is all the rage right now. The subject dominates headlines and boardrooms alike in 2025, and investors continue to eye “AI stocks” closely. Yet, with all the interest lurks a question: “Is all the hype justified, or are we […]
Pension tax relief - one of the most powerful tools for building a retirement pot in 2025-26. Not only can it boost your wealth growth over years of contributions, but it can also help people to save on taxes in […]
Global markets continued to make steady progress through October, with stock market indexes around the world reaching new record highs. Investors have been willing to look past some mixed economic data, encouraged by signs that inflation is easing and expectations […]
Chancellor Reeves was recently interviewed about whether she would raise VAT in the upcoming Autumn Budget. Refusing to give a yes/no answer, she instead replied: “The world has changed [since Labour’s initial manifesto pledge in 2024]”. This raises the uncomfortable […]
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