The Autumn Budget arrived on 26 November after much anticipation and speculation. Finally, with the facts in front of us, our financial planners have gathered some thoughts on what the Chancellor’s decisions could mean for your finances - especially those […]
There had been much speculation about this budget, fraught with leaks and rumour. Finally, Chancellor Reeves has delivered her plan for the UK economy on 26 November 2025. Now we know the facts it is important to understand how they […]
Roughly 16 million people in the UK say they deal with financial stress. However, the figures could be far higher, with one report suggesting 60% of employees believe financial woes are affecting their mental health. This shows that the impact […]
Did you know that earning just £1 extra could lead to £1,000s lost in free childcare? It might sound extreme, but the UK’s tax system makes this a possibility. Below, our financial planners explain the key changes to UK childcare […]
Being a business owner is very different to being an employee. Your personal and company finances are deeply intertwined, and a lot rests on your shoulders (e.g. other team members’ jobs). Financial planning is vital, but you cannot simply look […]
We all want to leave a legacy for our loved ones. Without careful planning, taxes can get in the way - especially inheritance tax (IHT), causing delays, distribution mistakes or needless erosion to the wealth we hope to pass down. […]
Life is full of change. From infancy to old age, we all face key events that need navigating, such as graduation, buying a first home, marriage (or committed partnership), children, starting a business, grandchildren and more. Many of these are […]
The world has seen significant changes in 2025. Geopolitical tensions (e.g. Russia-Ukraine and Israel-Gaza), tariff wars, economic pressures and technological disruption - especially from the rise of artificial intelligence. As an investor, how can you navigate this prudently? For a […]
There are 8.2 million families with children in the UK. 63% of that number represents the “traditional” nuclear family units - a wife, husband and children in a family home. Around a quarter are led by a single parent. 10% […]
The Bank of England (BoE) lowered the base rate once again in May 2025. The MPC (Monetary Policy Committee) decided by a 5-4 vote to lower the rate by 0.25%, taking it to 4.25%. The Governor, Andrew Bailey, also hinted […]
A new tax year is upon us (2025-26). From 6 April, taxpayers have the opportunity to take full advantage of their new allowances - helping to put more hard-earned income and investment returns back in your pocket. Here at Castlegate, […]
What might happen to the UK economy in 2025? What could it mean for your finances, and how can you prepare your financial plan? It is impossible to predict what will happen, but we can make educated forecasts based on […]
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