IFA in Lincoln: Planning for Tomorrow Today

It is never too early to plan for your retirement and the earlier you start the process the more comfortable your retirement years will be. As an IFA in Lincoln and the surrounding areas we recommend planning for your retirement as soon as you start work. A well prepared retirement plan will help you to ensure you receive a reasonable level of income to help you maintain your lifestyle and protect the financial security of your family.

At Castlegate Financial Management our aim is to ensure that you have the best possible advice when planning for your financial future. As a leading IFA in Lincoln, we offer independent financial advice across the East Midlands and we understand the importance of planning for your future, today.

When planning for your retirement it is important to remember that over the years your personal circumstances are likely to change, which is why it is imperative to undertake complete financial reviews at regular intervals to ensure you are adapting to changes. There are a number of milestones in life that can have an affect on your situation; such as moving house, relocation, redundancy, unexpected windfall, divorce or illness.

Our IFA in Lincoln will work with you to help you navigate the complexities of financial planning and will ensure that you are utilising the best financial products to help build a financially secure retirement.

Pension Planning

A pension plan requires action as soon as possible, if you have already started, take the opportunity to have a closer look at your existing arrangements to make sure you are on track and have the best pension plan for your circumstances. A well prepared pension plan which is regularly reviewed should go some way to providing you with a reasonable level of income in your retirement.

Savings Planning

Saving is perfect for people who don’t want to take any risks with their money, and most savings accounts have easy access or are for a fixed term. When someone talks about savings and saving money, it could be referring to a piggy bank on the mantelpiece or a high interest deposit account. Savings are effectively cash or cash instruments, such as deposit accounts and term bonds.

Investment Planning and Management

There are a number of different types of investment products out there such as endowments, ISAs and investment trusts. With many different types of savings and investments products available, it is wise to seek expert advice from and IFA which is tailored to your personal circumstances and helps you to understand the potential risks with each type of investment.

If you are looking for IFA in Lincoln or the surrounding areas, please do not hesitate to get in touch to talk about the most appropriate financial products for your personal circumstances.