It is estimated that one in five people have lost track of at least one of their pensions, with two in five being unsure of how much they have put into their pension pot. Losing track of pensions is a […]
Like many people you may have considered moving or consolidation your pensions to another scheme or provider to achieve better fund performance, lower charges, improve death benefits, increase flexibility for taking the benefits, or simply because you are changing jobs. […]
I’ve written a number of times on the popular subject of income generation. There is one option currently available for certain people but will be unavailable from Wednesday 5th April 2017 and which is unknown to many. For those in […]
State pension entitlements have been simplified with the introduction of the of the new single-tier pension last April. The government placed great emphasis on the amount of the new single-tier state pension of £155.65. This communication was criticised by many […]
For a 65 year old non-smoker male in good health, looking to purchase a conventional, inflation linked annuity including a 50% spouse’s benefit, £1M will buy him approximately £22,200 per annum (source: IRESS Exchange). Would you buy? The biggest fear […]
If you are self-employed, saving into a pension can be a harder habit to develop as you will not qualify for an auto enrolment pension, there are no employer contributions and irregular income patterns can make saving for the future […]
As you may be aware, some major changes to the state pension came into force in April 2016, but what has changed? The new state pension is a regular payment from the government which you can claim if you are […]
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