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Protection Strategies

Do I need to change my life insurance if I have a child?

Having a child is an exciting, tiring and very different chapter of life. Many changes will have come to your lifestyle and thinking about life insurance might seem lower on the list of your immediate priorities. Yet it could be one of the most important things you do for your child as they grow. Here at Castlegate, our Grantham-based financial advisers recognise that life insurance is one of those things that you hope you will never need, yet most families are very glad that it is in place should the worst happen to you and/or your partner.

Protection Strategies

A guide to life insurance for over-50s

For someone in their 50s or over, a whole-of-life insurance policy is often an attractive option for protecting your financial plan. It provides a tax-free lump sum to your loved ones, in the event of your death, which could be used as a financial gift or means to pay certain bills or costs (e.g. a funeral). One particular policy tends to catch attention – the over-50s’ plan.

Protection Strategies

Can You Ever Have Too Much Financial Protection?

This content is for information purposes only and should not be taken as financial advice. Every effort has been made to ensure the information is correct and up-to-date at the time of writing. For personalised and regulated advice regarding your […]

Protection Strategies

I Have A Chronic Illness. Can I Get Life Insurance?

This content is for information purposes only and should not be taken as financial advice. To receive regulated, tailored financial advice into your own goals and circumstances, please consult an independent financial adviser (IFA) here in Grantham or in your […]

Protection Strategies

Private Medical Insurance: A Short, Simple Guide

Private Medical Insurance (PMI, or sometimes just called “health insurance”) aims to help you cover your costs if you go to a private doctor for treatment. However, given that most of us have access to the National Health Service (NHS) […]

Protection Strategies

Types of Health and Life Insurance to Consider

Permanent health insurance, or income protection, is one of the most important types of insurances you can own. Without this valuable cover you could be leaving yourself vulnerable to adverse long-term financial implications for you and your family in the […]

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