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Savings

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Savings
February 4, 2024

Money-saving tips for 2024 3>

Prices rose sharply in 2023 across the economy. Inflation stood at 10.4% in February last year, although the figure had fallen to around 4% by December. This compares to 4% in France and 3.8% in…
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Savings
November 13, 2023

Is it worth becoming an ISA millionaire? 3>

According to the latest research, there are now a record 4,000 ISA millionaires in the UK with the average pot value standing at £1,397,000. This follows a trend over the last three years, where the…
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Savings
August 28, 2023

Housing & energy grants: a short guide 3>

It is no secret that higher energy prices have been driving much of the UK’s surging inflation since early 2021. Back then, it was possible to get a litre of petrol for 118p at the…
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SavingsTaxation
October 20, 2022

Beware of taxes on higher savings rates 3>

UK interest rates have risen 7 times since late 2021, from a historic low of 0.10% to 2.25% at the time of writing. The Bank of England’s (BoE’s) decision to do this has led other...
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RetirementSavings
October 13, 2022

Are annuities an attractive option in 2022? 3>

Annuities have been out of favour for some time as a retirement income option. Yet, with interest rates rising in 2022, many are noticing the higher incomes these products are offering...
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PensionsSavings
September 23, 2021

Small & big pension pots – do annuities beat drawdown? 3>

Increasingly, investors want to know the impact that their investments are having on the world – not just the returns they generate. “Responsible investing” (sometimes also called ethical and ESG investing – environmental, social and…
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Savings
August 25, 2021

Ideas to boost your income in 2021-22 3>

There are two main ways to increase the amount of money you can use to spend and/or save – cut expenses and grow your income. Doing the former (especially during hard economic times) can be…
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Savings
July 6, 2021

A guide to NS&I in 2021 3>

We all hold values which influence how we live our lives. We might buy Fairtrade or shop locally, for instance. Yet whilst these might feel straightforward, investing ethically – e.g. putting money into companies and…
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Savings
March 24, 2020

What Does The New 0.1% Rate Mean For Savers? 3>

The week commencing on March the 9th 2020 has been an eventful one. On the 11th the new Chancellor released his debut Budget to tackle the COVID-19 pandemic, and beforehand the Bank of England (BoE)…
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Savings
July 9, 2019

A Short Guide to Different ISA Types 3>

ISAs (Individual Savings Accounts) are commonly heard about, but not always understood. Introduced in 1999 by the UK government, they are intended to encourage individuals and families to save by offering a tax-free “wrapper” for…
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